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Credit Card Information

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Credit Card Benefits and Drawbacks (21 Oct 2006)
Credit cards have both benefits and drawbacks.

Credit: Student Credit Cards 101 (21 Oct 2006)
Learn the advantages and disadvantages to having a student credit card.

Credit Education (21 Oct 2006)
Establish good credit skills, they will help you to get ahead throughout your life.

Ethical Finance: Who Benefits From Our Spending? (21 Oct 2006)
The diversity of credit cards on offer can already bewilder consumers, but as more brands tap into the white label credit card market, will consumers let lifestyle values make the financial decisions?

Credit Report – Check Yours Regularly - and for Free (21 Oct 2006)
The Fair Credit Reporting Act allows everyone to check his or her credit report for free. The program expands to the Southeast this week, and everyone who is eligible should take advantage of it.

Bad Debt Recovery (21 Oct 2006)
The bad debt recovery process has two steps:

Bad Checks, Bounced Checks, & NSF Checks (21 Oct 2006)
Negotiable instruments like checks and drafts have become an indispensable part of any business transaction today. As a result, it has become increasingly important to safeguard a business against financial losses arising from the receipt of fraudulent or bad checks.

Credit Cards And Loans - So Many Options - So Little Time (21 Oct 2006)
How many kinds of credit cards and loans are there? We don't know either, but our goal is to find out by creating a website with information about each and every one of them.

Identity Theft – Who Would Want Mine? (21 Oct 2006)
With all my bills who would possibly want my credit? Let them steal my identity and pay my bills! Unfortunately, that's not the way it works...

Good Credit -- Essential for the Prospective Home Buyer (21 Oct 2006)
Attaining good credit is a necessary step to getting a quality home mortgage loan. Here are some tips that will keep you out of trouble, and boost your credit score.

10 Simple Steps to Manage Your Credit (21 Oct 2006)
By far the greatest invention the banks have ever come up with came out in the 20th century. Also the new field of Credit Management was born with the invention of the credit card. It is the most available out of any financial product out there. In fact more than 80% of the U.S. households have at least one credit card. If you want to consider yourself as the "Average" American then you have about 8 credit cards burning a hole in your wallet right now. To make sure that you don't get yourself in any trouble (again) try and follow these 10 Simple Steps for Credit Management.

Credit Card Entrapment - The Secrets are Out (21 Oct 2006)
Have you ever wondered why your credit card bill is so high and you can't seem to pay off the balance? Well you are not alone in this. You should be aware of a couple of trick that they use and you probably don't even pay attention to it, but you definitely pay for it and BIG!

10 Dirty Tricks Credit Card Companies Play (21 Oct 2006)
Learn the 10 dirty tricks credit card companies play to their clients so you'll know what to expect and look out for.

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Credit Protection Insurance – Just Another Consumer Rip-Off
Discusses credit protection insurance as offered by many major credit card banks. Explains why such ...

Credit Cards for Home Business
It is wise for you to have a company credit card like a VISA card. How can you find the least expen...

Different Ways to Borrow Money
There are many different ways to borrow money.

One of our most popular pages this month is hidden!
I just reviewed our traffic statistics for Student Platinum, its been a good month for us but I was surprised to see that our second most popular page is one that’s not even directly linked to from the site. The page is a resource page for high school students and first year college students. It [...]

Credit Crunch: Get Your 2008-2009 Loans Now Before They Dry Up!
I’ve been warning students about the credit crunch on the horizon for a couple of months now in this blog. Now the crunch is really here and it’s going to impact you in a very personal way…in your ability to pay for college. So forget about the past posts if you want and let’s get [...]

How to Responsibly Buy Yourself Something Silly
Some people can live a frugal life, save all their money and derive great happiness and satisfaction from simple things in life. Ruby-orange sunsets, drops of dew on a rose petal or knowing that when you’re 85 you’ll have lots of money might be all you need in life but that’s not me. I’ll bet [...]