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Credit Card Information

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Minimize your Risk for Identity Theft (21 Oct 2006)
Identity theft is the fastest growing crime in America. According to the Federal Trade Commission, the number of identity theft incidents reached 9.9 million in 2003. These crimes are estimated to ha...

Do you Know the Benefits of Checking your Credit Report? (21 Oct 2006)
Do you know why you should check your credit report? Of course you do, because you have undoubtedly experienced one working in your life! No matter where you roam, your credit report follows you thro...

Tips For Getting Your First Credit Card (21 Oct 2006)
If you are looking to apply for your first credit card, this article can save you time and money.

Credit Card Companies Are Out for Your Money (21 Oct 2006)
You're probably thinking "Tell me something I don't know" but in this time of low interest rates you might be thinking that you've got a great deal since credit card interest rates are low. Wrong...

Avoiding Credit Card Traps (21 Oct 2006)
The next time you open your credit card statement, take a closer look at the small insert titled "changes to your credit card agreement". You know the one I'm speaking about. It's that small, folde...

How To Choose A Credit Card (21 Oct 2006)
Choosing the right credit card can be difficult. However, if you think about how you plan to use the card, you can make a decision that you will be able to live with for the long run.

The Advantages of Credit Cards (21 Oct 2006)
There are many evils associated with credit cards, but there are benefits that are hard to ignore. One benefit is having the credit card company act in your behalf to recover funds from a disputed t...

10 Tips To Prevent Credit Card Fraud (21 Oct 2006)
Imagine opening your credit card statement one morning and discovering to your horror that you suddenly owe thousands of dollars - on purchases that you never made. Impossible? Credit card fraud on...

Credit Reporting Agencies (21 Oct 2006)
Credit reporting agencies maintain electronic records of your credit activities. Today, there are three major national credit bureaus: Equifax, Experian and Trans Union. If you are planning on applying for a loan or credit anytime in the near future, it's a good idea to obtain a copy of your credit report.

Gateway to Success:Credit Cards (21 Oct 2006)
Credit cards are a form of credit that is so accessible these days, that we can take a card out as easily as going into a shop as buying a newspaper, the only difference is that once you have paid for your paper it is paid, but a credit card is a form of credit that is that we can at later stages.

Cash Advance Credit Cards (21 Oct 2006)
Cash advance credit cards have been developed to help individuals who find themselves in need of quick loans from time to time, but don't want to pay the exorbitant interest rates and fees that credit cards charge for cash withdrawals. In simple terms, cash advance credit cards, are like pre-approved payday loans that are accessible by withdrawing from an ATM or payday loan location.

Credit Card Offers (21 Oct 2006)
The vast majority of credit card offers you receive are fair and ethical. But there are two things to look out for that some credit card companies have been known to pull on unwary customers. These tactics are perfectly legal, so your only recourse to preventing them is to be alert.

Credit Card (21 Oct 2006)
A credit card offers just that -credit, the right to borrow funds from a lending institution. When you make a purchase or withdraw cash (usually called a cash advance), funds are drawn from your "line of credit." You pay back the amount you borrowed or "charged" each month, or carry over to the next month (revolve) a certain amount that was borrowed and you are assessed an interest charge.

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The Best Financial Advice You’ll Ever Get
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Smart Consumer Savings
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