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Credit Report – Watch Out for Parking Tickets (21 Oct 2006)
Small unpaid debts such as parking tickets are now showing up on credit reports. You should be aware that small debts can hurt you when you try to obtain credit.

The Easy Way To Gain Access To Your Free Online Credit Report (21 Oct 2006)
When you apply for credit, those lending you the money want to know if you are going to pay them back. One way they decide if you are a good risk is to see how you've dealt with other people's money. They find this information in your credit report.

How to Get Your First Credit Card? (21 Oct 2006)
Credit cards - How to get one, the first time.

Online Credit Cards: How To Apply For Them And What To Look Out For (21 Oct 2006)
With the advent of the Internet, almost everything has been rendered deliverable with digital speed. You could order items online, for example, and the same would be shipped to your doorsteps the next day. You could pay your bills through online channels as well. And most definitely, you could apply for a credit card online, a process that gave birth to a tag for the cards acquired as such: online credit cards...

How Credit Repair Saved My Life (21 Oct 2006)
Once upon a time in my life, I was dead. Dead not in the physical sense mind you, but the consumer sense. You see, I had bad credit. Actually, bad credit would have been an upgrade. I even got a denied letter for a debit card. That's right, the bank did not trust me with my own money. It was so bad that I thought life was over—and I was only starting my twenties.

Credit Cards for People With Bad Credit – How to Avoid Getting Ripped Off (21 Oct 2006)
Discusses the "low-end" credit card market, where banks target consumers with negative credit histories. Shows consumers how to tell the difference between a poor credit card offer and a good one that will help rebuild credit.

Credit Repair: Improve Your Credit Rating (21 Oct 2006)
Your credit worthiness and rating is vital, find out how to repair and improve your credit rating and benefit in the future.

Credit Protection Insurance – Just Another Consumer Rip-Off (21 Oct 2006)
Discusses credit protection insurance as offered by many major credit card banks. Explains why such policies are a bad deal for most consumers.

10 Tips To Prevent You From Being A Victim Of Credit Card Fraud (21 Oct 2006)
Follow these 10 tips to greatly reduce your chances of becoming a victim of credit card fraud.

Credit Ratings: How To Obtain a First Class Credit Rating (21 Oct 2006)
A method that only a few know, yet it's one of the best and most ethical methods ever discovered on obtaining a spotless credit rating...

Desperate For A Credit Card? How To Have Any Credit Card You Desire (21 Oct 2006)
Describes to you in plain easy-to-understand way, how to get any credit card you want, despite your previous or current situation...

How the APR, or Annual Percentage Rate Works with Credit Cards (21 Oct 2006)
By comparing the APR of credit cards, you can determine which card will cost you most, barring fees such as late payment charges, ATM fees, or cash advance charges.

Credit Card APR; How to Pay Less Interest (21 Oct 2006)
Your credit card could be costing you less money each year, when you know and use the APR information provided to your benefit.

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10 Ways of Reducing the Risk of Identity Theft
Identity theft and identity fraud are terms referring to types of crime in which someone wrongfully ...

How Creditors Measure Your Credit Rating
Creditors will measure your credit rating based on the following three main things. Capacity Collate...

Dont Fall for Credit Repair Scams
We've all seen the ads on television or in magazines, shouting, "Erase bad debt!" or "Remove negativ...

Managing Money, Value and $1,200 Handbags
My girlfriend loves fancy expensive handbags. We walk by them in a department store and I’ll hear “ooh, isn’t that absolutely gorgeous?” I’ll look at the $1,200 price tag and reply, “no”. If she had the extra $1,200 I’m sure she’d buy it although she isn’t going to spend $1,200 on a handbag when she [...]

How to Responsibly Buy Yourself Something Silly
Some people can live a frugal life, save all their money and derive great happiness and satisfaction from simple things in life. Ruby-orange sunsets, drops of dew on a rose petal or knowing that when you’re 85 you’ll have lots of money might be all you need in life but that’s not me. I’ll bet [...]

Credit Crunch: Get Your 2008-2009 Loans Now Before They Dry Up!
I’ve been warning students about the credit crunch on the horizon for a couple of months now in this blog. Now the crunch is really here and it’s going to impact you in a very personal way…in your ability to pay for college. So forget about the past posts if you want and let’s get [...]

The Best Auto Insurance Tip Ever
Want to be smart about how you approach auto insurance? Ever wonder about how to set your deductibles? Here is how I kept my insurance payments low by setting a high deductable and then only having to pay $150 of my deductable anyway. I recently crashed my 2007 Ducati GT1000 motorcycle last Friday on the [...]

One of our most popular pages this month is hidden!
I just reviewed our traffic statistics for Student Platinum, its been a good month for us but I was surprised to see that our second most popular page is one that’s not even directly linked to from the site. The page is a resource page for high school students and first year college students. It [...]