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Credit Card Refunds - When and How to Ask for Your Money Back (21 Oct 2006) I'm sure most people have dealt at least once with unsatisfactory service. Quality complaints, products not up to standards or not what you would've expected. And, in the good American fashion, what did you do? You disputed the charges with the credit card company/bank, being almost sure that you won't be charged anything… right? Well, it might not have been the best decision.
Save Money By Understanding Your Credit Card (21 Oct 2006) A recent survey has discovered that many credit card holders do not understand how interest is charged to their credit card balance and are unaware that they could be paying extra interest over and above what they should be paying.
Saving Money & Building Credit: Two Things You MUST Do in Your Financial Life (21 Oct 2006) Face it, graduates (and the rest of you!)...simply because you're out of school, don't think that report cards are behind you. Your credit score will be how you're graded for the rest of your life. Doors of opportunity can be opened...or closed...depending on how you handle your credit.
What Is Credit and How Does It Work? (21 Oct 2006) Credit can help you or hurt you. It all depends on what you know about credit and how you use your credit. Learn as much as you can and your good credit will always be there for you.
Stop Using Your Credit Cards (21 Oct 2006) Learn how you can stop relying on credit and begin following a cash budget to cut costs and avoid running up large debts.
Tips to Avoid Overspending on Credit Cards (21 Oct 2006) Shopping is a pleasurable activity that most of love to do. Unfortunately the ready availability of credit cards, and the tremendous temptation of all those "bargains" can be hazardous not only to our wealth, but also to our health.
Discover the Best Credit Card Rates (21 Oct 2006) Are you one of those people that really need a credit card, but you have no clue where to go? Are you interested in getting the best credit card rates available to you? Are you concerned with comparing credit card companies so you can see who actually has the best credit card rates? If you
answered yes to any of these, let this be your guide to help you discover the best credit card rates.
10 Common Credit Card Mistakes (21 Oct 2006) Ever thought that you could make better use of the credit cards that you have but never really knew the inside story? In this article we describe 10 of the most common credit card mistakes made by credit card users.
Establishing Credit (21 Oct 2006) Whether you have previously had a good credit standing and lost it, or you are just beginning to accumulate credit and establish a credit rating, a few standard concepts will help you establish a good credit rating.
One of our most popular pages this month is hidden! I just reviewed our traffic statistics for Student Platinum, its been a good month for us but I was surprised to see that our second most popular page is one that’s not even directly linked to from the site. The page is a resource page for high school students and first year college students. It [...]
Managing Money, Value and $1,200 Handbags My girlfriend loves fancy expensive handbags. We walk by them in a department store and I’ll hear “ooh, isn’t that absolutely gorgeous?” I’ll look at the $1,200 price tag and reply, “no”. If she had the extra $1,200 I’m sure she’d buy it although she isn’t going to spend $1,200 on a handbag when she [...]
How to Responsibly Buy Yourself Something Silly Some people can live a frugal life, save all their money and derive great happiness and satisfaction from simple things in life. Ruby-orange sunsets, drops of dew on a rose petal or knowing that when you’re 85 you’ll have lots of money might be all you need in life but that’s not me. I’ll bet [...]
The Best Auto Insurance Tip Ever Want to be smart about how you approach auto insurance? Ever wonder about how to set your deductibles? Here is how I kept my insurance payments low by setting a high deductable and then only having to pay $150 of my deductable anyway. I recently crashed my 2007 Ducati GT1000 motorcycle last Friday on the [...]
Credit Crunch: Get Your 2008-2009 Loans Now Before They Dry Up! I’ve been warning students about the credit crunch on the horizon for a couple of months now in this blog. Now the crunch is really here and it’s going to impact you in a very personal way…in your ability to pay for college. So forget about the past posts if you want and let’s get [...]