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7 Surefire Ways To Repair Bad Credit (21 Oct 2006)
Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national 'disease.' And just what do people need that have a disease? They need a cure.

5 Surefire Ways To Eliminate Credit Card Debt (21 Oct 2006)
Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number skyrockets. Imagine what you could do with that $1000 if it weren't being spent on interest.

The Truth About Prepaid Credit Cards (21 Oct 2006)
Prepaid credit cards have been around for over ten years now, although they are just now coming into the spotlight. Prepaid credit cards are basically credit cards backed by major credit card companies that offer you the ability to deposit money onto the card and then use it for purchases. You are not allowed to spend anything more than you have deposited in most cases.

What Credit Card is Best for Me? (21 Oct 2006)
Some information about different credit cards. Three cards is included in this article: Discover Platinum Card, Chase Cash Plus Rewards Visa and Chase Platinum for Students.

Five Tips to Obtain Credit for Small Businesses (21 Oct 2006)
Obtaining credit is necessary for many small businesses. Knowing what steps to take in this process can greatly increase an approval from a financial institution. Here are five tips to assist entrepreneurs in this process.

Bad Credit Credit Cards (21 Oct 2006)
Chances are you've gotten your share of offers for Bad credit credit cards, Bad credit visa cards and Credit cards for people with bad credit.

Credit Basics: Choosing and Using Credit Cards (21 Oct 2006)
Credit cards are among the most powerful financial tools available today. They offer endless possibilities when used wisely. But how do you choose the best card for your needs?

Student Credit Cards: Benefits and Dangers (21 Oct 2006)
Giving a college student a major credit card has many benefits, but there are also pitfalls. This articles discusses both and gives parents a good understanding of how to take maximum advantage of the benefits and avoid the trouble that sometimes results from the irresponsible use of a credit card.

Ways to Repair Bad Credit (21 Oct 2006)
Bad credit can have a serious negative influence on a variety of things in your life…not only can it prevent you from getting the loan that you need or the credit card that you want, but it can also keep you from getting certain jobs or into certain programs.

How Credit Works (21 Oct 2006)
Though it can affect a variety of aspects of everyday life, there are a large number of individuals who don't know exactly how credit works.

How Credit Cards Work (21 Oct 2006)
Credit cards have become a major financial industry, uniting cultures with a common form of payment and allowing purchases to be made on credit so that individuals have additional options when they're short on cash.

Cheap Credit Cards (21 Oct 2006)
You can find cheap credit cards online as well as at offline credit card companies. Did you know that the best cards have very low interest and no fees? How do you find them?

Store Cards, Credit Cards and Loans – How to Borrow Money Effectively (21 Oct 2006)
It's easy to be trigger happy with credit, but if you have taken out a personal loan or credit card, watch out that your flexible friend doesn't stab you in the back.

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How To Avoid Becoming A Victim of Identity Theft
With identity theft statistics currently at an all time high, and climbing, it just makes sense that...

Know Your Credit Card Rights
How to fight back when the credit card company want to raise your interest rates.

Credit Cards - The Top 3 Things You Need To Know
Today there are so many different credit cards available, that it has becomes a real hassle to find ...

For Student Credit There’s a “Perfect Storm” Looming
Warning, there’s trouble ahead. There’s a strong chance that a serious batch of credit problems are headed straight for students which threaten to swamp their ability to get student loans and credit cards. A series of changes in the economy could result in student credit scores dropping more than 100 points overnight as well as [...]

Psychology to Help You Negotiate with Jerks
Somebody once told me “never go to your boss with questions, always go with answers”. As I was arguing on the phone recently with my motorcycle repair shop’s jerky service manager it occurred to me that the same advice applies to negotiating with people about money , services or any other issue needing fixing. Basically, [...]

The Best Financial Advice You’ll Ever Get
Ready? Here it is: Relax and take a deep breath. When faced with financial troubles remember that it’s only money, a man-made symbol of value which is traded for other items with perceived values. It’s not your life, your health, your family, your pet or anything that nourishes your spirit. It’s not always easy but if you [...]

Smart Consumer Savings
My buddy John claims that winning money is ten times sweeter than earning it. I must admit I agree with that statement. However, the problem with gambling is that the odds are never in your favor and most of us will end up on the losing end eventually. My proclamation is that [...]

Credit Score Rebounds from Little Mistake
On February 13th I added a blog entry titled How My Credit Score Dropped 30 Points in One Day. This entry is a follow-up to that. To summarize the original entry, I paid off and closed my Chase credit card because they were jerking me around by raising my APR because I was paying my [...]