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Credit Card Information

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Special Credit Information for Married Couples (21 Oct 2006)
For real estate investors.

10 Step Credit Repair Guide (21 Oct 2006)
Step-by-step plan for clearing credit to finance real estate by a real estate investor who overcame credit issues.

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days... (21 Oct 2006)
Learn how you can earn a millionaire's credit in 25 days.

How Healthy Is Your Credit (21 Oct 2006)
Outlines 5 key tips to consider when reviewing your personal credit report.

Debit Card vs. Credit Card, What Are The Differences ? (21 Oct 2006)
Explains the basic differences between a credit card and a debit card and the need to be educated about their uses.

Convenience Can Be Costly (21 Oct 2006)
Outlines the extra fees associated with using credit card cash advances and "convenience checks".

Credit Repair Scams (21 Oct 2006)
Illustrates the need to use caution with any type of credit repair service or offer.

Beware of Falling Minimum Payments (21 Oct 2006)
Explains the dangers associated with the recent moves by creditors to decrease their minimum due on monthly payments.

4 Steps to Creating Good Credit (21 Oct 2006)
Demonstrates the steps to take to build and establish good credit habits.

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days (21 Oct 2006)
Here are 3 steps I used to take my credit score from 592 (horrible credit) to 762 (perfect credit) almost overnight. If you're interested in improving your credit rating quickly, you'll find this story helpful:

Good Credit is King, When Qualifying for Mortgage Programs (21 Oct 2006)
If you want to purchase a new home or refinance your current mortgage, be sure to check out the wide array of loan programs available. If you have less than excellent or even poor credit, you can still qualify for a loan. If you have outstanding credit, though, you are in the proverbial driver's seat, when it comes to selecting your loan program. Be sure to find a good mortgage consultant, and carefully explain exactly what you need. Here are just a couple of "outside-the-box" programs that come in handy for some people but require excellent credit ratings.

Your Guide On Choosing a Credit Card To Suit You (21 Oct 2006)
Reach into your wallet or purse, pull out a card, swipe, and you're done. It is very easy to use a credit card. The problem lies in choosing a card - and it has nothing to do with the picture on the front! Choosing a credit card that works best for you is vital to your credit rating. If you choose incorrectly, you may find yourself in deep debt trouble. Here is some basic, yet extremely important, information that will help you make the right choice.

4 Steps You Can Take If Your Online Credit Card Application Has Been Refused (21 Oct 2006)
Help! I've Been Turned Down

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Defeating Credit Card Debt With Self Control
Credit card debt is a severe social problem in some countries. Social influences in thsoe countries ...

Learning the Disturbing Facts about Credit Card Debt
When I received my first credit card in the mail at age 18 I was ecstatic, I said to myself, wow now...

Correct Credit Card Use
Having a credit card has become the norm in today's society. If you have a flippant attitude and don...

Credit Crunch: Get Your 2008-2009 Loans Now Before They Dry Up!
I’ve been warning students about the credit crunch on the horizon for a couple of months now in this blog. Now the crunch is really here and it’s going to impact you in a very personal way…in your ability to pay for college. So forget about the past posts if you want and let’s get [...]

How to Responsibly Buy Yourself Something Silly
Some people can live a frugal life, save all their money and derive great happiness and satisfaction from simple things in life. Ruby-orange sunsets, drops of dew on a rose petal or knowing that when you’re 85 you’ll have lots of money might be all you need in life but that’s not me. I’ll bet [...]

Managing Money, Value and $1,200 Handbags
My girlfriend loves fancy expensive handbags. We walk by them in a department store and I’ll hear “ooh, isn’t that absolutely gorgeous?” I’ll look at the $1,200 price tag and reply, “no”. If she had the extra $1,200 I’m sure she’d buy it although she isn’t going to spend $1,200 on a handbag when she [...]

One of our most popular pages this month is hidden!
I just reviewed our traffic statistics for Student Platinum, its been a good month for us but I was surprised to see that our second most popular page is one that’s not even directly linked to from the site. The page is a resource page for high school students and first year college students. It [...]