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Instant Approval Credit Cards - The Advantages of Applying Online (21 Oct 2006)
Getting instant approval for a credit card - and sometimes getting immediate access to use it - can now be done in less than 60 seconds. No muss, no fuss like the old days when getting a credit card took a month or more. If you weren't aware of how instant your approval could be, now is the time to find out.

Student Credit Cards: Tips To Build Credit Worthiness & A Great Credit Score! (21 Oct 2006)
Getting to college and keeping up with your studies is hard enough and let's not forget the weekend jobs and late night shift. To top this off you have to worry about the building credit and your financial "reputation."

How Your Credit Rating is Determined (21 Oct 2006)
A person's credit rating is a very important part of their life ...

Payday Loans: Opportunity Or A Trap? (21 Oct 2006)
The good point about payday loans is that they are easy to get and offer the ability to get money quickly. Because many people live paycheck to paycheck and do not have a savings, they often need to turn to payday loans for those unexpected monetary needs.

Super Balance Transfer Credit Cards (21 Oct 2006)
Super balance transfers are a fantastic way to make some extra cash. Imagine being able to use your credit card companies money and put it in a high interest bearing savings account. Every day thousands of consumers are using this very same method. Take time to read through this article and find out how it is done.

Tips to Repair Your Credit and Prevent Credit Problems (21 Oct 2006)
If you're concerned about your credit score, try these tips on how to repair your credit.

Stop Wasting Money Each Month On High Credit Card Interest Payments (21 Oct 2006)
Do you know what your credit card is truly costing you and how to lower credit card interest rate? Many people assume that they do, but aren't familiar with the hidden fees that many credit card companies are charging. In fact, if you don't keep close tabs on your credit card, you may end up paying hundreds of extra dollars per year—without ever really knowing it!

Free Credit Reports For You (21 Oct 2006)
The federal Fair Credit Reporting Act has been amended to allow consumers to access for free on an annual basis copies of their credit reports. Take advantage of this new law today and find out what creditors are saying about you!

MasterCard: Then, Now, and Why (21 Oct 2006)
MasterCard is the most widely-accepted credit card in the world. Here's how it started, how it grew, where it is today and what's special about it.

Avoiding Complications in Credit Repair (21 Oct 2006)
Avoiding complications in credit repair is almost important as getting out of debt. When we have bills that were neglected simply because we didn't have the money to pay the bills, or else we purchased items instead of paying the bills, we are in debt.

Build Your Credit with Caution (21 Oct 2006)
Building credit can be a very exciting thing. Avenues of great opportunities are available if you do it right. It is important to avoid scammers that claim to offer you a debt solution in little or no time at all. Many scammers on the market today are taking advantage of people in disarray. Do not become the next sucker.

Credit Building Strategies (21 Oct 2006)
IF you are attempting to build your credit there are many strategies we can look at to help you get started. If you have no credit, bad credit or good credit, building credit is important since regardless of your situation, you do not want to go down.

Building Credit Ideas (21 Oct 2006)
There are several ways that we can build credit. If you are tired of collectors hounding you, or if you are frustrated that no one will loan you money because you never had credit, it is time to learn how to build your credit. First, and foremost never purchase items you do not need. If you 'want', do not let your wants wear you down and get you deeper in debt. If you are searching to build credit and have no history at all, make sure you have your priorities in order.

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Credit Crunch: Get Your 2008-2009 Loans Now Before They Dry Up!
I’ve been warning students about the credit crunch on the horizon for a couple of months now in this blog. Now the crunch is really here and it’s going to impact you in a very personal way…in your ability to pay for college. So forget about the past posts if you want and let’s get [...]

One of our most popular pages this month is hidden!
I just reviewed our traffic statistics for Student Platinum, its been a good month for us but I was surprised to see that our second most popular page is one that’s not even directly linked to from the site. The page is a resource page for high school students and first year college students. It [...]

How to Responsibly Buy Yourself Something Silly
Some people can live a frugal life, save all their money and derive great happiness and satisfaction from simple things in life. Ruby-orange sunsets, drops of dew on a rose petal or knowing that when you’re 85 you’ll have lots of money might be all you need in life but that’s not me. I’ll bet [...]

Managing Money, Value and $1,200 Handbags
My girlfriend loves fancy expensive handbags. We walk by them in a department store and I’ll hear “ooh, isn’t that absolutely gorgeous?” I’ll look at the $1,200 price tag and reply, “no”. If she had the extra $1,200 I’m sure she’d buy it although she isn’t going to spend $1,200 on a handbag when she [...]