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How to Find the Best Credit Cards (21 Oct 2006)
Finding the best credit cards in today's world can be a bit challenging. Although you may receive hundreds of credit card applications in your mailbox each year, not all of them are worth your time and energy. To find the best credit cards, you should use a general checklist when examining each application.

Credit Card Myths and Realities (21 Oct 2006)
Myths and benefits of credit cards

Want to Get Instant Credit Card Approval? (21 Oct 2006)
There are many people that need a credit card in a hurry. This can be for many reasons. They may need a credit card right away for an unexpected emergency. Some people need one for a vacation. Others just need some extra cash to pay bills. Whatever your reasons may be, you may need the credit card right now.

Your Guide to Credit Repair Services (21 Oct 2006)
There are many people today that are in great need of having their credit repaired. There can be many reasons why people need there credit repaired. Some people have bad credit due to medical bills. Some people just made poor spending decisions. Some people were victims of credit fraud. Some people just had no idea there was even a problem with their credit until they tried to apply for something.

A Guide to Bad Credit Credit Cards (21 Oct 2006)
Having less than perfect credit can hurt you and your financial future. One way to get yourself out of the dark hole of credit is by responsibly using a credit card. If you have bad credit and are looking for a credit card, you may want to stick with the bad credit credit cards. Bad credit credit cards are just like regular credit cards, but they are specifically for high risk cardholders.

Methods To Arrange The Best Credit Card Deals (21 Oct 2006)
That credit card you always use for shopping or paying something you thought you may need can bring you a lot of advantages if you know how to ask for it and what to chose.

How Much Is Your Credit Card Really Costing You? (21 Oct 2006)
Most people do not give much thought to how much the use of credit cards really costs. While you may think you are aware of the costs of credit, there are many hidden fees and charges that often go unnoticed by consumers until it is too late.

Five Simple Steps You Can Take to Improve Your Credit Score (21 Oct 2006)
You can improve your credit score by taking a few simple steps such as paying down your debt, reduce credit card charges, not opening new credit, and avoid filing bankruptcy.

Student Credit Cards Pros and Cons (21 Oct 2006)
Should students carry the burden of credit at such an early age? There are many arguments which suggest they should. But only if discipline and good financial advice are at play...

Master The Credit Card Application (21 Oct 2006)
Pick the best credit card deal, fill out the brief application form, and 2 weeks later, you've got plastic.

Common Credit Card Terms (21 Oct 2006)
Whether you have a credit card or you are thinking of getting one, what ever is the type of credit card, there is a simple credit card jargon that you must be aware of.

Teen Credit Card Basics (21 Oct 2006)
These credit card basics for teens can help you raise money smart kids that grow up to be money smart adults.

Avoiding Credit Card Secret Traps (21 Oct 2006)
How to avoid secret traps when you compare credit card company terms, interest rates and fees.

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Credit Repair Scam - How To Avoid Being A Statistic?
A credit repair article dealing with scam and how to avoid being a statistic.

What Are the Most Common Ways to Commit Identity Theft or Fraud?
How do you know if your are a victim of identity theft? Find out the mos common ways this crime is c...

Boost Your Credit Score
Boost your credit score by collecting all your bills and financial papers and giving them a spring c...

Smart Consumer Savings
My buddy John claims that winning money is ten times sweeter than earning it. I must admit I agree with that statement. However, the problem with gambling is that the odds are never in your favor and most of us will end up on the losing end eventually. My proclamation is that [...]

Psychology to Help You Negotiate with Jerks
Somebody once told me “never go to your boss with questions, always go with answers”. As I was arguing on the phone recently with my motorcycle repair shop’s jerky service manager it occurred to me that the same advice applies to negotiating with people about money , services or any other issue needing fixing. Basically, [...]

For Student Credit There’s a “Perfect Storm” Looming
Warning, there’s trouble ahead. There’s a strong chance that a serious batch of credit problems are headed straight for students which threaten to swamp their ability to get student loans and credit cards. A series of changes in the economy could result in student credit scores dropping more than 100 points overnight as well as [...]

Credit Score Rebounds from Little Mistake
On February 13th I added a blog entry titled How My Credit Score Dropped 30 Points in One Day. This entry is a follow-up to that. To summarize the original entry, I paid off and closed my Chase credit card because they were jerking me around by raising my APR because I was paying my [...]

The Best Financial Advice You’ll Ever Get
Ready? Here it is: Relax and take a deep breath. When faced with financial troubles remember that it’s only money, a man-made symbol of value which is traded for other items with perceived values. It’s not your life, your health, your family, your pet or anything that nourishes your spirit. It’s not always easy but if you [...]