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Compare Credit Card Offers and Reward Yourself (21 Oct 2006)
Compare Visa, Mastercard, Discover Card, and American Express for the best interest rates and rewards. Get cash back, airline miles, or tons of gifts.

The Exact Action To Take When You Find Errors In Your Credit Report (21 Oct 2006)
There are times when you may be turned down for credit and you do not understand why.

Annual Credit Report and Free Annual Credit Report (21 Oct 2006)
Getting an annual credit report review has been the advice of many financial managers as they guided their customers to be aware of all information on credit reports.

Commercial Collections And Credit Granting (21 Oct 2006)
It is estimated that billions of dollars in delinquent commercial credit is currently being carried on the books of both American and international businesses. This figure changes as our economy grows or contracts.

Easing Your Financial Burdens With Credit Counseling (21 Oct 2006)
It's tough getting a handle on mounting credit card debt. Here are some great tips for figuring out ways to manage this unwieldy problem.

Making Sense of Credit Card Fees (21 Oct 2006)
In addition to the APR (annual percentage rate) and the finance charges, most credit cards have a number of 'fees' associated with their use. Some fees are unavoidable with a particular card (like an annual fee or a program participation fee), while others are triggered by certain circumstances

Read and Understand Your Credit Card Statement (21 Oct 2006)
Have you ever looked at your credit card statement and ended up just scratching your head in frustration? Well join the club! But don't take any comfort in the fact that you have plenty of company, because lack of knowledge can cost you... right on your credit report, and once there can stay with you a while...

Credit Counseling -- Why It Doesnt Work For Most Debtors (21 Oct 2006)
Discusses why credit counseling has come under attack by consumer groups for failing to do the job it's advertised to do. Explains the main reasons for credit counseling's failure to provide debt relief for most enrollees.

Always Avoid Payment Holidays (21 Oct 2006)
Once you've been paying off a credit card for a while, you might be offered a 'payment holiday'. You'll get a letter, saying that since the company knows it's difficult for some families around Christmas (or whatever other excuse they think up), they're offering you a month off from paying, as a 'special present'.

Low Interest Credit Cards: A Thing of the Past? (21 Oct 2006)
With interest rates rising, low or zero percent credit cards may soon become a thing of the past. However, the wise shopper can still secure a low rate by carefully shopping around.

Fixing A Credit Report (21 Oct 2006)
Is fixing a bad credit report possible? Yes, and you can do it on your own, starting today.

How to Improve Your Credit Rating (21 Oct 2006)
When we have ourselves back on our feet there is nothing worse than realising that our credit rating has been effected. This can impact on many areas of your life. It can be changed.

The Right Way To Credit Repair (21 Oct 2006)
Bad credit is no fun but with these simple steps to credit repair, you can be on your way to a more carefree life.

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Credit Counseling -- Why It Doesnt Work For Most Debtors
Discusses why credit counseling has come under attack by consumer groups for failing to do the job i...

Triple AAA in 30 Days
Have you ever wonder about how to get good credit with spending alot of money. Well here is a little...

Credit Card APR; How to Pay Less Interest
Your credit card could be costing you less money each year, when you know and use the APR informatio...

Smart Consumer Savings
My buddy John claims that winning money is ten times sweeter than earning it. I must admit I agree with that statement. However, the problem with gambling is that the odds are never in your favor and most of us will end up on the losing end eventually. My proclamation is that [...]

Credit Score Rebounds from Little Mistake
On February 13th I added a blog entry titled How My Credit Score Dropped 30 Points in One Day. This entry is a follow-up to that. To summarize the original entry, I paid off and closed my Chase credit card because they were jerking me around by raising my APR because I was paying my [...]

The Best Financial Advice You’ll Ever Get
Ready? Here it is: Relax and take a deep breath. When faced with financial troubles remember that it’s only money, a man-made symbol of value which is traded for other items with perceived values. It’s not your life, your health, your family, your pet or anything that nourishes your spirit. It’s not always easy but if you [...]