We work diligently to bring you the best information sources and articles about Credit Cards, Credit Card Offers, and Credit Card Rewards so you can stay informed. Subscribe to our mailing list and get notified about the latest information we've added to our site. We're here to help you get the information you need to make the best choices possible.
Credit Card Balance Transfers Can Help You Stop Putting Money Down The Drain (21 Oct 2006) 0% balance transfers are one of the best things that has
happened within the credit card industry. Take advantage of these great offers and constantly look for the best deals - learn to use balance transfers to your advantage and not the credit card companies!
Credit Card Rates - Negotiating Rates with Your Credit Card Company (21 Oct 2006) Don't be shy when it comes to negotiating a better deal with your credit card provider. After all, as a valued customer, they rely on you for business. So put your negotiating hat on, brush up on your communication skills and start negotiating a better credit card deal.
What is a Bad Credit History? (21 Oct 2006) A bad credit history can sometimes seem like a curse... whenever you apply for financing or for a loan, it always seems to pop up and cause you problems.
Big Brother Knows Whats in Your Credit Report - How About You? (21 Oct 2006) Whether you are aware of it or not, credit bureaus have been keeping tabs on you and how you use credit. When it's time for you to apply for a mortgage, credit card, or personal loan, your credit report is what lenders look at to decide to approve you or not.
Why Credit Cards are a Bad Idea (21 Oct 2006) Credit cards are just so convenient, aren't they? There's no need to carry any money with you ever again: you can just take one with you to the shop and pay the exact amount just by handing it over. If you haven't been paid yet, then you don't need to worry, because the money will still be there.
How Your Credit Rating Affects You, and How to Check It (21 Oct 2006) Any time you get turned down for a credit card or any other loan, the chances are that it was because of your credit rating. Companies giving out small loans are far more likely to rely completely on this rating than to bother checking your income, and a worse rating will mean that you are offered a higher interest rate.
Finding the Right Credit Card (21 Oct 2006) There are so many credit cards out there to choose from that deciding which one to get can feel really daunting. What makes one offer better than the hundreds of others you've seen? Take this little quiz to find out what you should look for in a card.
Credit Score Rebounds from Little Mistake On February 13th I added a blog entry titled How My Credit Score Dropped 30 Points in One Day. This entry is a follow-up to that. To summarize the original entry, I paid off and closed my Chase credit card because they were jerking me around by raising my APR because I was paying my [...]
For Student Credit There’s a “Perfect Storm” Looming Warning, there’s trouble ahead. There’s a strong chance that a serious batch of credit problems are headed straight for students which threaten to swamp their ability to get student loans and credit cards. A series of changes in the economy could result in student credit scores dropping more than 100 points overnight as well as [...]
Psychology to Help You Negotiate with Jerks Somebody once told me “never go to your boss with questions, always go with answers”. As I was arguing on the phone recently with my motorcycle repair shop’s jerky service manager it occurred to me that the same advice applies to negotiating with people about money , services or any other issue needing fixing. Basically, [...]
The Best Financial Advice You’ll Ever Get Ready? Here it is: Relax and take a deep breath. When faced with financial troubles remember that it’s only money, a man-made symbol of value which is traded for other items with perceived values. It’s not your life, your health, your family, your pet or anything that nourishes your spirit. It’s not always easy but if you [...]
Smart Consumer Savings My buddy John claims that winning money is ten times sweeter than earning it. I must admit I agree with that statement. However, the problem with gambling is that the odds are never in your favor and most of us will end up on the losing end eventually. My proclamation is that [...]