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Credit Card Offers - The Top 3 Benefits To Spot (21 Oct 2006) If you are looking for a good credit card offer, here are the top 3 benefits you should spot to get yourself the best credit card for your needs...
15 Important Credit Card Terms to Consider Before Applying for a Credit Card!! (21 Oct 2006) A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost.
So it's wise to compare terms and fees before you agree to open a credit or charge card account. The following are some important terms to consider that generally must be disclosed in credit card applications or in solicitations that require no application. You also may want to ask about these terms when you're shopping for a card.
What to Know When Getting Your First Credit Card (21 Oct 2006) Credit card debt is way too easy to get into these days. It seems like every time I check my mail there is at least one or two pre-approved credit card applications. It doesn't matter if you have good credit, bad credit, or no credit; they still send bushels of these offers everyday. You're in college and you have expenses and no money so you grab one and sign up. It's easy and only takes a few short minutes and you're approved but little do you know you just picked up a loaded gun!
Bad Credit Does Not Mean You Are A Bad Person (21 Oct 2006) Have you recently applied for a loan only to hear the dreaded word "denied"? This type of situation is one that can be devastating.
How To Raise Fico Scores (21 Oct 2006) Here are a few tips that will help improve your creditworthiness and help raise your Fico scores.
Fico Scoring Basics (21 Oct 2006) This gives you a basic understanding of how fico score is determined and how it affects your personal credit score.
Credit Card Traps: How To Spot Them On The Spot! (21 Oct 2006) They arrive in your mail - a conspicuous looking mail piece from some "official looking" bank claiming that you have been Pre-Approved for a Mastercard or VISA credit card. Of course, you...
Credit Crunch: Get Your 2008-2009 Loans Now Before They Dry Up! I’ve been warning students about the credit crunch on the horizon for a couple of months now in this blog. Now the crunch is really here and it’s going to impact you in a very personal way…in your ability to pay for college. So forget about the past posts if you want and let’s get [...]
Managing Money, Value and $1,200 Handbags My girlfriend loves fancy expensive handbags. We walk by them in a department store and I’ll hear “ooh, isn’t that absolutely gorgeous?” I’ll look at the $1,200 price tag and reply, “no”. If she had the extra $1,200 I’m sure she’d buy it although she isn’t going to spend $1,200 on a handbag when she [...]
How to Responsibly Buy Yourself Something Silly Some people can live a frugal life, save all their money and derive great happiness and satisfaction from simple things in life. Ruby-orange sunsets, drops of dew on a rose petal or knowing that when you’re 85 you’ll have lots of money might be all you need in life but that’s not me. I’ll bet [...]
The Best Auto Insurance Tip Ever Want to be smart about how you approach auto insurance? Ever wonder about how to set your deductibles? Here is how I kept my insurance payments low by setting a high deductable and then only having to pay $150 of my deductable anyway. I recently crashed my 2007 Ducati GT1000 motorcycle last Friday on the [...]