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Should You Sign Your Credit Card? (21 Oct 2006) It sounds like a no-brainer. You receive your credit card in the mail, along with a note that tells you, among other things, to sign the back of your credit card immediately. Lately, people have seriously questioned this course of action
Teaching Responsible Credit Card Use (21 Oct 2006) It's an unfortunate fact that most students never get formal lessons in managing their credit and debt. For many young people, their first brush with being responsible credit card users won't come till they are in college - away from home and the guidance of mom and dad.
Low Interest Vs. Cash Back: Credit Card Questions Answered (21 Oct 2006) Ahh, credit cards. All those offers, tons of fine print... what does it all mean? Whether you're applying for your first credit card or are a long-time cardholder investigating alternate options, it's wise to get the facts before moving ahead with a new plan of action. Read on for anwers to commonly asked questions.
College Students and Credit Cards - Avoid the Financial Traps (21 Oct 2006) After years of hardship, bad exam nerves, toiling away in libraries and lectures, you are finally graduating from college. It feels awesome, even though it´s been one of the best periods in life, all new friends and the social gatherings at the students house. And everything seems perfect: You're leaving college with worldly knowledge, a prestigious degree, a future without limits and...
Nurse Your Credit Rating with Debt Counseling (21 Oct 2006) Debt counseling services are a positive step on the road to dealing with your credit and debt problems. Use the services of a professional credit counseling agency to help you successfully deal with your debt problems.
How To Dispute Your Credit Report Errors (21 Oct 2006) Your credit report contains important information about you. You have the rights to dispute the completeness and accuracy of your credit record. This article provides you several steps involved to correct your credit report errors. Also it explains what can be fixed and what cannot.
Boost Your Credit Score (21 Oct 2006) Boost your credit score by collecting all your bills and financial papers and giving them a spring cleaning, regardless of the time of year.
The Importance of Having Good Credit (21 Oct 2006) If you have poor or bad credit, know that it's not the end of the world. There are services available to help you get out of your current financial situation and guide you back on your feet. Credit is everything.
Pay Off Your Credit Cards Quicker (21 Oct 2006) Ten simple steps to paying off your credit card debts quicker and gaining back financial control and freedom in your life.
Find The Best Credit Card Type (21 Oct 2006) Since there are so many options in choosing a credit card, you should do a little research before you apply. Decide what type of card best fits your needs and apply for that one.
One of our most popular pages this month is hidden! I just reviewed our traffic statistics for Student Platinum, its been a good month for us but I was surprised to see that our second most popular page is one that’s not even directly linked to from the site. The page is a resource page for high school students and first year college students. It [...]
How to Responsibly Buy Yourself Something Silly Some people can live a frugal life, save all their money and derive great happiness and satisfaction from simple things in life. Ruby-orange sunsets, drops of dew on a rose petal or knowing that when you’re 85 you’ll have lots of money might be all you need in life but that’s not me. I’ll bet [...]
The Best Auto Insurance Tip Ever Want to be smart about how you approach auto insurance? Ever wonder about how to set your deductibles? Here is how I kept my insurance payments low by setting a high deductable and then only having to pay $150 of my deductable anyway. I recently crashed my 2007 Ducati GT1000 motorcycle last Friday on the [...]
Credit Crunch: Get Your 2008-2009 Loans Now Before They Dry Up! I’ve been warning students about the credit crunch on the horizon for a couple of months now in this blog. Now the crunch is really here and it’s going to impact you in a very personal way…in your ability to pay for college. So forget about the past posts if you want and let’s get [...]