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Credit Card Information

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How to Dispute Credit Report Errors (21 Oct 2006)
Your credit report--a type of consumer report--contains information about where you work and live and how you pay your bills. It also may show whether you've been sued or arrested or have filed for b...

How Creditors Measure Your Credit Rating (21 Oct 2006)
Creditors will measure your credit rating based on the following three main things. Capacity Collateral Character The three "C's" show creditors your: "Capacity" or income to pay the debt "Co...

Negotiating Rates with Your Credit Card Company (21 Oct 2006)
Ok, let's face it, everybody hates high credit card rates, and they drain hard earned money out of your wallet. As a valued consumer, it is apparent that you learn how to negotiate to get the absolut...

Triple AAA in 30 Days (21 Oct 2006)
Have you ever wonder about how to get good credit with spending alot of money. Well here is a little secret I used to get my credit back up to par.

How To Avoid Becoming A Victim of Identity Theft (21 Oct 2006)
With identity theft statistics currently at an all time high, and climbing, it just makes sense that we should all be doing everything we can to protect ourselves.

ChexSystems: Who They Are and How it Affects You (21 Oct 2006)
Most people have never heard of a company called ChexSystems... until they are denied from opening a bank account. Something that most of us take for granted.

Credit Cards (21 Oct 2006)
The pros and cons of using credit cards.

Know Your Credit Card Rights (21 Oct 2006)
How to fight back when the credit card company want to raise your interest rates.

Credit Card Is Adding The Silver Lining To Your Pocket (21 Oct 2006)
Credit cards have added to our economic flexibility and have rendered us with instant cash at times of need. At the same time it has also provoked hundreds of people to make impulsive and hasty decisions while spending money.

Why Does FACTA Matter to Me? (21 Oct 2006)
As an employer, what you don't know about FACTA can definitely hurt you.

Understanding Credit Report Score (21 Oct 2006)
Once you understand how important your credit report is you can keep fraud in check and your credit score safer.

Establishing Credit – What You Need To Know Part 1 (21 Oct 2006)
Establishing credit is one of the most important things you can do in order to add stability to your financial record and dramatically increase your ability to borrow necessary funds in order to purchase a new home, new car or even pay for college expenses. Unfortunately credit has two sides to it that consumers can exploit.

Establishing Credit – What You Need To Know Part 2 (21 Oct 2006)
Establishing a good credit history isn't that difficult if you start small and work your way up. It will take some time but if you do it right it will definitely pay off in the future and allow you the opportunity to obtain credit for the items you really want to purchase or may really need.

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Credit Crunch: Get Your 2008-2009 Loans Now Before They Dry Up!
I’ve been warning students about the credit crunch on the horizon for a couple of months now in this blog. Now the crunch is really here and it’s going to impact you in a very personal way…in your ability to pay for college. So forget about the past posts if you want and let’s get [...]

The Best Auto Insurance Tip Ever
Want to be smart about how you approach auto insurance? Ever wonder about how to set your deductibles? Here is how I kept my insurance payments low by setting a high deductable and then only having to pay $150 of my deductable anyway. I recently crashed my 2007 Ducati GT1000 motorcycle last Friday on the [...]

One of our most popular pages this month is hidden!
I just reviewed our traffic statistics for Student Platinum, its been a good month for us but I was surprised to see that our second most popular page is one that’s not even directly linked to from the site. The page is a resource page for high school students and first year college students. It [...]

Managing Money, Value and $1,200 Handbags
My girlfriend loves fancy expensive handbags. We walk by them in a department store and I’ll hear “ooh, isn’t that absolutely gorgeous?” I’ll look at the $1,200 price tag and reply, “no”. If she had the extra $1,200 I’m sure she’d buy it although she isn’t going to spend $1,200 on a handbag when she [...]