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Tips for Credit Card Surfers (21 Oct 2006)
Moving money from credit card to credit card to take advantage of interest free balance transfers and effectively borrowing money for free. But if you don't do it carefully it could end up costing you money. These tips will help you make the most of interest free balance transfers.

Credit Cards: What is the Universal Default Clause? (21 Oct 2006)
Many credit card lenders have a policy that allows them to increase your interest rate if you pay anyone late.

Choosing a Credit Counseling Company (21 Oct 2006)
If you have considered credit counseling as an option to your financial problems, then you are probably wondering how to choose from one of the many credit counseling companies that are popping up left and right these days.

Credit Counseling Basics (21 Oct 2006)
Credit counseling is an option you might want to consider if you are having financial problems. The stress can be overwhelming when you have creditors calling you daily to collect money that you simply don't have.

Credit Counseling: Could it Work for Me? (21 Oct 2006)
In the face of financial hardship, many seeking a responsible solution turn to credit counseling. Credit counseling is, all too often, the last stop before bankruptcy. That is, of course, not to say that credit counseling prevents bankruptcy altogether.

What You Should Know About Credit Counseling (21 Oct 2006)
Credit counseling is a free service that many people with money problems have turned to in the face of financial ruin. Credit counseling companies negotiate with your creditors to reach financial solutions that benefit both you and your creditors.

Credit Counseling: Is it Really Necessary? (21 Oct 2006)
Not everyone has a positive experience with credit counseling. Potential creditors often frown upon consumers who are going through credit counseling, denying them credit or sticking them with elevated interest rates on new lines of credit.

Practical Suggestions for Protecting Yourself From Identity Theft (21 Oct 2006)
You've heard all about it, you see it on the news, in the papers and magazines. Identity theft is one of the most damaging forms of crime today and it is spreading like wildfire. Here are some practical suggestions for how you can protect yourself form being a victim of identity theft.

Useful Tips on Using Credit Cards (21 Oct 2006)
Here are some useful tips on using credit cards.

Credit Cards for Home Business (21 Oct 2006)
It is wise for you to have a company credit card like a VISA card. How can you find the least expensive bank card for your business? You may decide to use a VISA card from your local bank. Check the interest rate on unpaid balances.

Simple Identity Theft Protection (21 Oct 2006)
Simple tips to lower your risk of identity theft both off and online.

Credit Card Debt: One Way To Avoid It (21 Oct 2006)
One of the biggest problems people have in these modern times is Credit card debt, and worst is USA. Simply because there have always been so many laws and regulations before you could have a card in the rest of the world...

Credit Cards Marketing (21 Oct 2006)
If gold medals were awarded for marketing consistency, the credit card industry would be the Sarah Hughes of the business world. Major players Visa and MasterCard, who have maintained their steady rates of spending and commitment to their positioning platforms for years, will stick to their established routines this year

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How Much Is Your Credit Card Really Costing You?
Most people do not give much thought to how much the use of credit cards really costs. While you ma...

Know Your Credit Card Rights
How to fight back when the credit card company want to raise your interest rates.

What Happens When Your Credit Is Damaged? Do You Have Recourse?
When your credit is damaged, it's important to know what recourse you have. Read on to find out.

Psychology to Help You Negotiate with Jerks
Somebody once told me “never go to your boss with questions, always go with answers”. As I was arguing on the phone recently with my motorcycle repair shop’s jerky service manager it occurred to me that the same advice applies to negotiating with people about money , services or any other issue needing fixing. Basically, [...]

For Student Credit There’s a “Perfect Storm” Looming
Warning, there’s trouble ahead. There’s a strong chance that a serious batch of credit problems are headed straight for students which threaten to swamp their ability to get student loans and credit cards. A series of changes in the economy could result in student credit scores dropping more than 100 points overnight as well as [...]

The Best Financial Advice You’ll Ever Get
Ready? Here it is: Relax and take a deep breath. When faced with financial troubles remember that it’s only money, a man-made symbol of value which is traded for other items with perceived values. It’s not your life, your health, your family, your pet or anything that nourishes your spirit. It’s not always easy but if you [...]

Smart Consumer Savings
My buddy John claims that winning money is ten times sweeter than earning it. I must admit I agree with that statement. However, the problem with gambling is that the odds are never in your favor and most of us will end up on the losing end eventually. My proclamation is that [...]