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Like It Or Not, You Have A Score To Settle! Part 1 (21 Oct 2006) Just when most people finish with school and can stop worrying about test scores, there's a new kind of scoring that enters the picture. It's called credit scoring. And, its impact on your financial future can mean more to you than a college degree.
Improving Your Credit Report (21 Oct 2006) Even if you think you have a wonderful credit report, be wary of the error factor. Just as you receive mail with your name and address misspelled, your credit report can have errors as well. Whether it's human error, out of date information or even mistaken identity, errors occur more easily than we'd all like to think.
Guide to Credit Terms (21 Oct 2006) Listed below is a useful guide to credit card terms.
Types of Credit Cards (21 Oct 2006) There are a whole variety of different types of credit cards available which can make choosing the right one a very confusing experience.
Two Things You Need To Know About Prepaid Debit Cards (21 Oct 2006) Another new use of prepaid debit cards come from the currency exchange companies, better known as remittance services. The usual remittance companies such as Western Union and MoneyGram are facing new competition from small companies who are targeting the immigration population by offering speed and convenience in sending money on-line using a bank account, a credit card or a PayPal account.
Collection Agencies: What Do They Do? (21 Oct 2006) Collection agencies are businesses that collect past-due bills and accounts receivable for other persons or businesses in exchange for a fee.
How To Choose Your Credit Card Application (21 Oct 2006) If you are confused on selecting a credit card application read this article to gain insight on the best starting point for making your selection. Choosing a credit card should be based upon your credit history.
Five Reasons to Repair Your Credit Score - You Can Do It Yourself (21 Oct 2006) There are tons of reasons why you should repair your credit score, but I'm just want to show you these 5. I'm sure you will understand why is important to have a 700+ credit score.
Fair Credit Reporting Act: What You Should Know About It? (21 Oct 2006) The Federal Fair Credit Reporting Act (FCRA) is designated to promote accuracy, fairness, and privacy of information in the files of every "consumer reporting agency" (CRA) or Credit Bureau. Learn what the law says and repair your credit today!
Identity Theft : They Got Him (21 Oct 2006) We hear about the statistics of identity theft and sometimes forget those numbers represent an individual's life. One of those numbers just happened to be my business partner.
Credit Score Rebounds from Little Mistake On February 13th I added a blog entry titled How My Credit Score Dropped 30 Points in One Day. This entry is a follow-up to that. To summarize the original entry, I paid off and closed my Chase credit card because they were jerking me around by raising my APR because I was paying my [...]
For Student Credit There’s a “Perfect Storm” Looming Warning, there’s trouble ahead. There’s a strong chance that a serious batch of credit problems are headed straight for students which threaten to swamp their ability to get student loans and credit cards. A series of changes in the economy could result in student credit scores dropping more than 100 points overnight as well as [...]
Psychology to Help You Negotiate with Jerks Somebody once told me “never go to your boss with questions, always go with answers”. As I was arguing on the phone recently with my motorcycle repair shop’s jerky service manager it occurred to me that the same advice applies to negotiating with people about money , services or any other issue needing fixing. Basically, [...]