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Learn The Truth About Identity Theft (21 Oct 2006)
Identity theft is the fastest growing crime in America, according to a recently released FTC study. Did you know that the term "identity theft" did not exist until just a few years ago? It is a recent phenomenon that is causing a great furor around the world.

What Is A FICO Score (21 Oct 2006)
A credit score is most commonly known as a FICO score. FICO stands for Fair Isaacs Corporation. It's a company that developed the credit scoring software used to evaluate your credit worthiness.

5 Steps You Can Take to Get Paid! (21 Oct 2006)
There are always some companies that have past due invoices and can't seem to get them paid. They might be quietly waiting to get paid not wanting to contact the client for fear of appearing "desperate". Sometimes a big part of the problem is no response, it is bad enough when you are not getting paid, but when orders keep coming in and you are not getting any acknowledgement to your collection efforts, you just can't keep processing orders.

Trying to Land a Job? Poor Credit Scores May Hurt Your Chances (21 Oct 2006)
This article contains information about how employers may use credit reports in hiring decisions. Readers can find advice about how to handle the validity and privacy of their credit reports.

Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report (21 Oct 2006)
Raising your credit score can be a long a arduous process. Here are some tips that should help guide you through the process. Plus, the how to guide to clearing derogatory marks on your credit score.

Which Credit Card? (21 Oct 2006)
Bewildered by the sheer variety of debit cards and credit cards?

UPS Delivers the Goods, Your Identity (21 Oct 2006)
Well now we add CitiGroup and UPS to the Identity Theft corporations who have allowed Americans identity to be lost. Each time we have another identity theft case, we find larger and large numbers being lost.

How To Protect Yourself Against Credit Card Fraud (21 Oct 2006)
In the high tech world of today, credit card fraud is an ever increasing problem. By 2005 it is estimated that the online payment industry will capture $12.5 Billion in revenue. This is up over 20% from 2004...

Watch Out For Credit Repairs (21 Oct 2006)
It is very easy to find a site that is neat, professional-looking, and one that offers a free three-agency credit report and free credit report without a credit card.

10 Ways of Reducing the Risk of Identity Theft (21 Oct 2006)
Identity theft and identity fraud are terms referring to types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain.

Understanding Your Rights Under The Equal Credit Opportunity Act (21 Oct 2006)
It wasn't all that long ago that lenders blatantly discriminated when it came to approving credit for women and minority groups. Women were actually asked personal and demeaning questions like, how many children do you plan to have in the future or are you on birth control?

All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA (21 Oct 2006)
Fact: Over 150 million Americans have credit report with the three major credit reporting agencies. Approximately 50 million of these credit reports contain errors, many of which are inaccurate. Do you know what's on your credit report?

How To Survive In A Plastic World, Qualifying For Credit Card (21 Oct 2006)
Let's face it, having credit is no longer a choice. "Don't leave home without it" is more like "can't buy a home without it." Your credit now determines the neighborhood you live in, the kind of car you drive and, sometimes, even whether or not you get a particular job.

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